Cobb County Chapter 13 Bankruptcy Attorney
See if Chapter 13 bankruptcy can relieve your debt!
Are you searching for a way to relieve your debt, but unsure if bankruptcy
is right for you? If so, it could be highly beneficial for you to contact
The Purcell Law Firm, P.C. For years, our team has been devoted to helping
individuals find solutions to their financial difficulties through Chapter
13 bankruptcy and other proven methods. If you do not qualify for
Chapter 7 bankruptcy, Chapter 13 bankruptcy may be a strong option. Regardless of how much
debt is owed, our Cobb County bankruptcy lawyer has the skills and resources
necessary to take on even the most complicated cases.
Why choose The Purcell Law Firm, P.C.?
If you retain our firm's services, you can rest assured that
your needs will always come first. We will evaluate your situation and determine if Chapter 13 bankruptcy
is the most suitable course of action for you.
No matter what your situation entails, you will have a team supporting you that:
- Truly cares about helping you get a fresh start
- Provides personalized attention
- Offers creative, tailored solutions
- Thoroughly explains debt relief options
- Prepares clients for life after bankruptcy
- Helps clients rebuild their credit score
In addition, Attorney Purcell is a member of the National Association of
Consumer Bankruptcy Attorneys, and has a
9.4 Superb Rating from Avvo. This rating is based on a number of qualifications, including his years
in practice, professional achievements, recognition in the field, and
Reorganizing Your Debt Through Chapter 13 Bankruptcy
If you have secured assets, such as a home or a car, or more equity in
your secured assets, Chapter 13 bankruptcy may be ideal for you. Referred
to as reorganization bankruptcy, Chapter 13 bankruptcy gives you the opportunity
to pay back the debt you owe through the use of a repayment plan. Once
your payment plan is established,
creditors are prohibited from contacting you. If creditors continue to harass you, we can speak to them on your behalf.
When you file for Chapter 13 bankruptcy, you can keep all assets—both
exempt and nonexempt—because you, your creditors, and the bankruptcy
court work will together to establish a manageable payment. If you adhere
to your repayment plan, all your remaining dischargeable debt can be cleared
at the end of your plan, which is often anywhere between 3 to 5 years.
Why Chapter 13 Bankruptcy May Be Better than Chapter 7
Even if you do qualify to file for Chapter 7 bankruptcy, there are some
situations in which filing for Chapter 13 bankruptcy would be more beneficial.
While Chapter 7 bankruptcy is an advantageous method of becoming debt-free,
it does not allow for the same benefits as Chapter 13 bankruptcy.
Benefits of filing for Chapter 13 bankruptcy that are not available with
a Chapter 7 bankruptcy:
- If you are behind on your mortgage, car loan, or other payment, you can
make up the missed payments over time and reinstate the original agreement.
- If you have a tax obligation, student loan, or other debt that cannot be
discharged in a Chapter 7 bankruptcy, you can include them in your plan
and pay them off over time.
- You can keep your nonexempt property by repaying your debts out of your income.
- If you have a co-debtor, the creditor will have to leave them alone as
long as you keep up with your payment plan.
End Your Financial Woes—Call For a Free Case Evaluation
Our team understands how scary it is to be in a position of financial difficulty.
We can help determine if you qualify for Chapter 13 bankruptcy, and work
with you, your creditors, and the bankruptcy court to establish a manageable
repayment plan. Do not file for bankruptcy on your own—let our experienced
Get your free consultation!
today at (678) 853-6497 or
fill out an online form