Stop Wage Garnishment
Seek Help From a Cobb County Bankruptcy Attorney
A severe form of debt collection, wage garnishment allows your creditor
to obtain a portion of your paycheck before you have access to it. Your
wages may only be garnished if your creditor has obtained a court order
instructing your employer to withhold wages - unless the debt in question
is child support, student loans, or back taxes. Other debts require the
creditor to win a lawsuit against you, paving the way to obtain the necessary
How can filing for bankruptcy help?
By filing for bankruptcy, an
automatic stay order is put into effect immediately. This means that your creditors must halt
all attempts to collect what you owe. This stay order protects your finances
and allows you to get back on your feet while going through the bankruptcy process.
There are several different types of bankruptcy.
Chapter 7 bankruptcy allows the filer to eliminate most or all of his or her debt.
In order to qualify for Chapter 7 bankruptcy, you must demonstrate significant
financial distress by passing the qualifying means test. Even if you do
not pass the means test, you will most likely be eligible for
Chapter 13 bankruptcy - a federal debt solution that allows the filer to eliminate
some debts and reorganize others while protecting their assets.
Both forms of bankruptcy put a stop to severe debt collection methods such
as wage garnishment, repossession,
creditor harassment. To learn more about your debt relief options, talk to a
Cobb County bankruptcy lawyer as soon as possible. At The Purcell Law Firm, P.C. we are committed to
helping our clients
achieve a fresh start through solutions such as bankruptcy.
Schedule a free case review today!
Don't wait to learn how a lawyer could help you achieve a better future.
Contact The Purcell Law Firm, P.C. today and discuss your options with a member of our caring and experienced
legal team. We offer obligation-free
case reviews, so there is no reason to wait! Help is just a phone call away.