Cobb County Chapter 13 Bankruptcy Attorney

See if Chapter 13 Bankruptcy Can Relieve Your Debt!

Are you searching for a way to relieve your debt, but unsure if bankruptcy is right for you? If so, it could be highly beneficial for you to contact The Purcell Law Firm, P.C. For years, our team has been devoted to helping individuals find solutions to their financial difficulties through Chapter 13 bankruptcy and other proven methods. If you do not qualify for Chapter 7 bankruptcy, Chapter 13 bankruptcy may be a strong option. Regardless of how much debt is owed, our Cobb County bankruptcy lawyer has the skills and resources necessary to take on even the most complicated cases.

Why Choose The Purcell Law Firm, P.C.?

If you retain our firm's services, you can rest assured that your needs will always come first. We will evaluate your situation and determine if Chapter 13 bankruptcy is the most suitable course of action for you.

No matter what your situation entails, you will have a team supporting you that:

• Truly cares about helping you get a fresh start
• Provides personalized attention
• Offers creative, tailored solutions
• Thoroughly explains debt relief options
• Prepares clients for life after bankruptcy
• Helps clients rebuild their credit score

In addition, Attorney Purcell is a member of the National Association of Consumer Bankruptcy Attorneys, and has a 9.4 Superb Rating from Avvo. This rating is based on a number of qualifications, including his years in practice, professional achievements, recognition in the field, and disciplinary history.

Reorganizing Your Debt Through Chapter 13 Bankruptcy

If you have secured assets, such as a home or a car, or more equity in your secured assets, Chapter 13 bankruptcy may be ideal for you. Referred to as reorganization bankruptcy, Chapter 13 bankruptcy gives you the opportunity to pay back the debt you owe through the use of a repayment plan. Once your payment plan is established, creditors are prohibited from contacting you. If creditors continue to harass you, we can speak to them on your behalf.

When you file for Chapter 13 bankruptcy, you can keep all assets—both exempt and nonexempt—because you, your creditors, and the bankruptcy court work will together to establish a manageable payment. If you adhere to your repayment plan, all your remaining dischargeable debt can be cleared at the end of your plan, which is often anywhere between 3 to 5 years.

Why Chapter 13 Bankruptcy May Be Better than Chapter 7

Even if you do qualify to file for Chapter 7 bankruptcy, there are some situations in which filing for Chapter 13 bankruptcy would be more beneficial. While Chapter 7 bankruptcy is an advantageous method of becoming debt-free, it does not allow for the same benefits as Chapter 13 bankruptcy.

Benefits of filing for Chapter 13 bankruptcy that are not available with a Chapter 7 bankruptcy:

• If you are behind on your mortgage, car loan, or other payment, you can make up the missed payments over time and reinstate the original agreement.
• If you have a tax obligation, student loan, or other debt that cannot be discharged in a Chapter 7 bankruptcy, you can include them in your plan and pay them off over time.
• You can keep your nonexempt property by repaying your debts out of your income.
• If you have a co-debtor, the creditor will have to leave them alone as long as you keep up with your payment plan.

End Your Financial Woes—Call For a Free Case Evaluation

Our team understands how scary it is to be in a position of financial difficulty. We can help determine if you qualify for Chapter 13 bankruptcy, and work with you, your creditors, and the bankruptcy court to establish a manageable repayment plan. Do not file for bankruptcy on your own—let our experienced team help!

Get your free consultation! Call us today at (678) 853-6497 or fill out an online form .