Stop Wage Garnishment

Seek Help From a Cobb County Bankruptcy Attorney

A severe form of debt collection, wage garnishment allows your creditor to obtain a portion of your paycheck before you have access to it. Your wages may only be garnished if your creditor has obtained a court order instructing your employer to withhold wages - unless the debt in question is child support, student loans, or back taxes. Other debts require the creditor to win a lawsuit against you, paving the way to obtain the necessary court order.

How can filing for bankruptcy help?

By filing for bankruptcy, an automatic stay order is put into effect immediately. This means that your creditors must halt all attempts to collect what you owe. This stay order protects your finances and allows you to get back on your feet while going through the bankruptcy process.

There are several different types of bankruptcy. Chapter 7 bankruptcy allows the filer to eliminate most or all of his or her debt. In order to qualify for Chapter 7 bankruptcy, you must demonstrate significant financial distress by passing the qualifying means test. Even if you do not pass the means test, you will most likely be eligible for Chapter 13 bankruptcy - a federal debt solution that allows the filer to eliminate some debts and reorganize others while protecting their assets.

Both forms of bankruptcy put a stop to severe debt collection methods such as wage garnishment, repossession, foreclosure, and creditor harassment. To learn more about your debt relief options, talk to a Cobb County bankruptcy lawyer as soon as possible. At The Purcell Law Firm, P.C. we are committed to helping our clients achieve a fresh start through solutions such as bankruptcy.

Schedule a free case review today!

Don't wait to learn how a lawyer could help you achieve a better future. Contact The Purcell Law Firm, P.C. today and discuss your options with a member of our caring and experienced legal team. We offer obligation-free case reviews, so there is no reason to wait! Help is just a phone call away.